B/S/T without PayPal. What do/would you do?

[gtmtnbiker]

Try using dwolla.com

You can also use Amazon payments.

https://payments.amazon.com/sdui/sdui/personal/money

[Luke]

I'd go with Burning Doom's suggestion. You might also be able to purchase prepaid PayPal cards, but without a doubt there will be restrictions and fees.

[CRTGAMER]

Alright folks, I pretty much refuse to use PayPal and it's turning into a real problem. Here's why... I don't do many on-line transactions with individuals. In fact, it's pretty rare. And given PayPal's reputation I don't want them to have access to my bank account. The problem, then, is that if you want to get money OUT of your PayPal account and you don't want them to have your bank account info, you have to pay them fees and wait. Further, PayPal has a reputation of jerking people around.

Are you buying or also receiving payments thru sales? If buying only, you only need to login a Credit Card. If also selling, another option is make a separate bank Savings Account, throw a hundred in it and use it strictly for PayPal. You have control of your money and how much can be accessed.

[gtmtnbiker]

If also selling, another option is make a separate bank Savings Account, throw a hundred in it and use it strictly for PayPal. You have control of your money and how much can be accessed.

This is another good suggestion. I do have several paypal accounts (wife, personal, business) linked to different accounts. Here are some banks that I've setup online accounts that have low or no minimums.

1. ING Direct (ingdirect.com)
2. Nationwidebank.com
3. Workers Credit Union (wcu.com)
4. igobanking.com
5. Pentagon Federal (penfed.com)

I think you should look at my earlier suggestion of using Amazon Payments. It seems like they're trying to be a competitor to PayPal.

[wip3outguy7]

Great thread. I too abandoned Paypal after an incident last year where I had over $100 trapped in my Paypal account. I couldn't access it unless I had a CC # or bank account tied to my Paypal account (another policy change from early 2011). I ended up putting a nearly expired CC on the account just to get the cash out and closed it down. It was always something with Paypal. Mostly policy changes that would pin my money when I would want to make a purchase.

Now I try to work out trades or go through a friend if I absolutely must use Paypal. I miss out on a lot of deals, though. I was talking to different people at work for weeks to find someone reliable enough to swap cash for a Paypal transaction before I gave Rancor the go ahead to find Hyper Duel for me.

Add: I've also gone back to the oldskool way of doing things. I pound the pavement and look for things locally. Sometimes I can get mom n' pop game stores to track things down for me.

[rancor]

I was talking to different people at work for weeks to find someone reliable enough to swap cash for a Paypal transaction before I gave Rancor the go ahead to find Hyper Duel for me.

I take checks and money orders as well. I hate paypal as much as the next guy, so I've been looking into the bitcoin phenomenon to see if thats worth getting in to.

[GameMasterGuy]

I kinda wish bitcoins would catch on. They seem to be pretty good idea but there really isn't a way to file a claim or anything I think. I don't really know if they are used for anything other then silk road though.

Isn't there no way to redeem them for cash?

[ps3repair1981]

i don't like paypal either . please people take a look at paypalsuck.com

[Anapan]

I've heard Worldpay is OK (not totally vouching for them since my use is limited). I've used their service a couple of times without problems (why I mostly trust them now - I researched them pretty well when I had to use them). It saves most of the fee you'd have to pay for using say Western Union or Moneygram by doing the money transfer the same way Paypal does without being Paypal, and works in some European countries that Paypal doesn't. I've never had a problem the 2 times I had to use them as an alternate online payment method.

[marurun]

Welp, my personal solution has been to reopen my PayPal account attached to a pre-paid credit card (gift card, actually). That will limit my liability, I think.